Personal finance calculators — free, no signup

Split your monthly income into needs, wants, and savings using the popular 50/30/20 rule. Customise the percentages to fit your situation.

Add your assets and liabilities to instantly see your net worth. Find out what's building your wealth and what's dragging it down.

Calculate monthly EMI for home loan, car loan, personal loan and more. See total interest, amortisation schedule and how much you save by paying extra.

Convert your salary to an hourly rate. Then see what everyday purchases actually cost in hours of your life.

See exactly when you'll be debt free and how much interest you'll pay. Find out how much faster you can pay off debt with extra monthly payments.

How long to save ₹X if you save ₹Y per month? See your timeline, milestones and how much interest helps.

Calculate returns on your monthly SIP investment. See how compounding grows your wealth year by year.

Add all your subscriptions and see your total monthly and yearly cost. Most people are shocked by the number.

Enter your income and fixed expenses to find your safe daily spending limit — so you always know how much you can spend today.

Split any bill equally, by percentage or custom amounts. Share results instantly on WhatsApp — perfect for group dining and trips.

15 questions across savings, debt, investments and spending habits. Get your score out of 100 with personalised insights — takes 3 minutes.

How much is your daily coffee, food delivery or cigarettes really costing you? See the true cost per year and what it would be worth if invested.