Free Financial Tools

Personal finance calculators — free, no signup

Simple tools to help you understand your money. No account needed, no data stored, completely free.

Budgeting & Planning
💰
50/30/20 Budget Calculator
Split your monthly income into needs, wants, and savings using the popular 50/30/20 rule. Customise the percentages to fit your situation.
Budgeting
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💳
Debt Payoff Calculator
See exactly when you'll be debt free and how much interest you'll pay. Find out how much faster you can pay off debt with extra monthly payments.
Debt
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Savings & Investing
🎯
Savings Goal Calculator
How long to save ₹X if you save ₹Y per month? See your timeline, milestones and how much interest helps.
Savings
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📈
SIP Returns Calculator
Calculate returns on your monthly SIP investment. See how compounding grows your wealth year by year.
Investing
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Spending & Subscriptions
📱
Subscription Cost Calculator
Add all your subscriptions and see your total monthly and yearly cost. Most people are shocked by the number.
Subscriptions
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☀️
Daily Spending Limit Calculator
Enter your income and fixed expenses to find your safe daily spending limit — so you always know how much you can spend today.
Daily Budget
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Track what you actually spend
Calculators show you the plan. Spentt shows you what's actually happening — log expenses in 5 seconds, get a weekly receipt every Sunday.
Start tracking free →
Free forever · No bank linking · Your data in Google Drive