Enter your monthly income and fixed expenses to find exactly how much you can safely spend each day — without touching your savings.
Your daily spending limit is the amount left over after covering fixed expenses and setting aside your savings target — divided by the number of days in the month.
Formula: Daily limit = (Income − Fixed expenses − Savings) ÷ Days in month
This is your discretionary daily budget — what you can spend on food, transport, entertainment, and anything else without affecting your fixed obligations or savings goals.
Monthly budgets are hard to follow in real time. "I have ₹15,000 for discretionary spending this month" is an abstract number that's hard to apply when you're deciding whether to order food at 7pm on a Tuesday.
"I have ₹500 to spend today" is concrete. It fits naturally into daily decision-making. Knowing your daily limit makes budgeting something you can apply in the moment — not just review at the end of the month.